Our Insights

Considerate Capital features insights on the economy, markets and other educational resources.

Employee Stock Purchase Plans Business

Mastering Employee Stock Purchase Plans (ESPPs)

Unlocking the Potential of Employee Stock Purchase Plans (ESPPs) Employee Stock Purchase Plans (ESPPs) may not sound exciting, but they offer substantial financial incentives for eligible employees. These plans, often called Stock Purchase Programs, allow employees to acquire company stock at a discounted rate through automatic payroll deductions. The potential benefits are significant, and understanding […]

Learn More
social-security

Reasons Behind the Rising Trend of Early Retirement in the U.S.

Find out why many Americans retire early and do not receive their maximum social security benefit. Many Americans retire before the traditional retirement age of 67 when full Social Security benefits typically kick in. While some make this decision out of personal preference, others retire early due to various circumstances. The 2023 Retirement Confidence Study […]

Learn More
Little Savers Personal Finance

Little Savers: Financial Literacy for Kids

Teach your children financial literacy for a prosperous future.

Learn More
Estate & Trust

Leveraging GRATs for Strategic Wealth Transfer

Discover how Grantor Retained Annuity Trusts (GRATs) can be a powerful tool in tax-efficient wealth transfer planning. Learn about the benefits, risks, and strategies for maximizing estate planning through GRATs to minimize gift and estate tax liabilities while preserving your wealth for future generations.

Learn More
IRS Estate & Trust

Tax Impact of Revenue Ruling 2023-2

How Revenue Ruling 2023-2 Affects Defective Grantor Trusts and Basis Step-Up

Learn More
Filing Folder Personal Finance

7 Tips for Organizing Your Finances

Spring is a great time to take a closer look at your finances and make any necessary changes.

Learn More
Personal Finance

5 Common Retirement Regrets and How to Avoid Them

Discover the five most common retirement regrets people have at the end of their retirement and learn how to avoid them. Create a fulfilling, regret-free retirement with these actionable insights.

Learn More
Retirement

Maximizing Your Social Security Benefits

Learn four key strategies to maximize your Social Security benefits. Understand how Social Security works, including spousal and survivor benefits, to increase your retirement income.

Learn More
Business

2023 Corporate Tax Calendar

Essential Dates and Deadlines for Businesses: Navigating the corporate tax landscape can be daunting, especially for business owners already juggling multiple responsibilities.

Learn More
Tax

Creating a Secure Retirement: A Case Study

Learn how to create a secure retirement with a case study that ties together tax, withdrawal, and investment strategies. Understand Roth conversions, IRA withdrawals, and managing RMDs for long-term tax efficiency.

Learn More
Business

Using Retirement Plans for Succession Planning

Explore how retirement plans can be strategically used in succession planning to reduce business value and facilitate a smoother transition of ownership for closely held businesses.

Learn More
Business

Understanding Cash Balance Plans

This article provides a comprehensive overview of cash balance plans, helping readers understand the benefits and considerations of this hybrid retirement option. Whether you’re an employer looking to offer competitive benefits or an employee planning for retirement, this guide offers valuable insights into making the most of your retirement plan.

Learn More

©2022 Considerate Capital, LLC. All rights reserved.